Crime pays, but I wonder if they get 2% rebate?

Why is it that my credit card company has the ability to determine an odd credit card transaction triggering a phone call to me in which I verify their presumption.  Wouldn't it seem more logical when these oddities arise to prompt the cashier for two forms of ID?

Not that I am too worried about it since it will all just be washed away and passed on to the hard working honest people who pay for things with legitimate money.

You know you want one.

Throwing around some ideas I've been thinking about for awhile.  I find myself switching my Kona around between being a singlespeed cyclocross bike and a geared winter fender bike.  The bike works well for both purposes. Cheap, light and fun as a single speed.  When spring roles around and the roads are full of junk it's nice to have a bike with plenty of room for wider tires, gears, and fenders.  My plan is to make the conversion easier. Since the bike does not have down tube shifter mounts and I don't think Cannondale makes any down tube shifter mounts like they used to have for their aluminum frames.  This may be the ticket to simplicity.